Club Event Details: r/l=ride leader ksu= kick stands up
July (6) Club Meeting / Friendship Fire Co. Boyertown 7pm (12) Boyertown Bike Night We need bike parkers and some people to man our booth. They would like us there at around 2:30 pm to go over the details of the night. (13) X-Mas in July details TBA (20) Breakfast Run Virginville Fire Company yes I said Virginville. We will meet at Wawa 663 & Swamp Pike @ 8:15am. KSU 8:30am (26) McCormick Chiro. Toy Run details TBA
Other Event details will be posted as we get closer to the date!
. Ask the Attorney
Dear Fellow Bikers, As many of you know I have been representing bikers who have been involved in accidents for over thirteen years. During this time period the most common question I am asked is “If I am injured, who is going to pay for my medical bills, lost wages, property damage and pain and suffering?
The answer most clients expect is “the person responsible for your accident”. Although this answer may be true in some cases, the more accurate answer is … “it depends”.
Assuming the other person is 100% responsible and has adequate insurance coverage, then that individual’s insurance company will pay for the damages you suffered. Unfortunately, most drivers do not carry enough insurance to fully compensate you if you are truly injured. In other words, if you are seriously injured, and also incur property damage, wage loss and medical bills, if the person who caused the accident only has the state mandated minimum insurance of $15,000.00 in liability coverage and $5,000.00 in property damage, realistically speaking, that is all you are going to be able to recover.
Sounds pretty unfair doesn’t it?
Unfortunately, the Commonwealth of Pennsylvania only requires drivers to carry $15,000.0 in liability insurance and $5,000.00 in property damage coverage.
Over the years I have had to explain this situation to my clients, many of whom have suffered severe injuries and financial hardships. In response many ask if we can sue the individual who caused the accident, personally, to recover more money. The answer to this question, realistically is no. Unfortunately, most people who purchase minimum insurance coverage on their vehicles generally do not have any assets, which would be obtainable, in an amount over and above the $15,000.00.
In order to prevent this potentially disastrous situation, I have lectured to many of the area motorcycle clubs and handed out material during local bike events instructing all bikers to purchase as much insurance as you can afford on your own motorcycle, specifically with regard to uninsured and underinsured coverage. These are the coverages that allow you to make a claim against your own insurance company, in the event that the individual responsible for the accident has no insurance coverage, or only carries the minimum coverage as discussed above.
Uninsured and underinsured coverage is the most important coverage that you can obtain in order to insure that you and your family’s financial security is not at risk should you ever be involved in an accident.
I hope you find this information useful and I look forward to covering other topics in the months to come.
SINCERELY,
LEE D. GABER, Esquire “The Cycle Attorney”
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Red Knights Pa Ch 17 Monthly Newsletter (June)
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Club News: Not much happening this month. Due to circumstances beyond anyone's control, there was no meeting this month. That doesn't mean things are not happening. It just means there was no Official Meeting. There are plenty of rides and events coming in the following weeks. Unfortunately the "Diner Tour" may be put on hold for now. With that and on a personal note. I would like to thank everyone for there well wishes. I am proud to call you all friends. I will get my body and head back in shape, find a new bike and be back in buisness ASAP. I really liked my new bike but I suppose the person who ran me over liked it more. In other news, Congrats to Red. Him gonna be a daddy. Good luck to ya brother. The final tally is in for the Ride for the Red Charity Ride. We will go over the numbers at the next meeting. Speaking of which, the next meeting will be at Friendship Fire Company in Boyertown. I would like to see a good showing. Lets make a good name by having a high attendance. There's a big untapped market for new members over there. You will see a new feature on the Newsletter Page @ www.rkpa17.com. Lee Gaber better know as "The Cycle Attorney" has shown me a whole world of legal things that I had no idea about. He will send me a new subject every month. It may be worth a minute to educate yourself on cycle laws. I know it surprised me. Don't forget to check the Upcoming Ride section often. We are getting into the meaty part of the year. There are plenty of great rides to keep your need filled. I believe that's all for now. I need a nap So long, far well, Ride Safe Beatin and battered but still kicking Grimmie
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